Terms and Conditions of Service

These terms govern the use of pyravontra.com and subscription services. Please review all sections carefully before using or subscribing to services from pyravontra.

September 22, 2025

Acceptance of Terms

By using this website or subscribing to any service, you agree to all terms described here and incorporated by reference. If you do not consent, discontinue use immediately.

Definitions

These definitions clarify terms throughout this agreement:

• “pyravontra”, “we”, “our” and “us” refer to pyravontra.com and its authorized representatives providing the subscription planning service.
• “User” and “Subscriber” mean any person registering for, using, or browsing our services or website.
• “Service” describes ongoing, subscription-based financial planning consultation and platform access as offered.
• “Canadian Laws” covers all applicable federal, provincial, and regulatory standards.

Acceptable Use of Service

Our service is for ongoing personal financial planning consultation for Canadian residents only. Use must comply with all regulatory and professional standards.

Eligibility

You affirm you are at least 18 years old and a Canadian resident. Service is not available for use outside of Canada or for anyone under 18.

Users may need to confirm residency before service.

User Responsibilities

Users agree to provide true, accurate, and current information and use the site in accordance with all laws.

• Maintain up-to-date contact and payment details in your account
• Use consultation services strictly for lawful, personal purposes
• Review and follow all communications or updates provided by our team
• Notify us promptly of any unauthorized account access or suspected breach

Prohibited Uses

You must not misuse our service. Prohibited actions include:

• Attempting fraud, impersonation, or using another user’s account without authorization
• Uploading unlawful, threatening, or confidential third-party content without rights
• Reverse engineering, copying, or exploiting site content without express permission
• Sending spam, advertisements, or unauthorized solicitations using the platform
• Interfering with site operation, security controls, or attempting to access restricted data

Intellectual Property

pyravontra retains all rights, title, and interest in content, logos, trademarks, site text, and design. Users may not reproduce, redistribute, or otherwise utilize any protected content except as permitted for personal, non-commercial use.

User Content

If you share information or feedback via the site, you grant pyravontra a license to use submissions to improve or deliver services. You retain rights to your original content.

Privacy and Data Security

We handle all personal data in line with Canadian law and our published privacy policy. See that policy for full details on collection, retention, and use. See Privacy Policy

Disclaimer Statement

Service is provided “as is”, with no promises of specific results. Decisions made using our consultation are your responsibility.

Limitation of Liability

pyravontra is not liable for indirect, incidental, or consequential damages arising from use or inability to use the site or services. Some limits may not apply in certain regions by law.

Indemnification

By using the site, you agree to defend, indemnify, and hold pyravontra harmless from all claims, losses, or damages related to your use.

Resolving Disputes & Arbitration

Any dispute arising from site use must be resolved under Canadian law. Arbitration may be required as detailed below.

Applicable Law and Jurisdiction

All claims or proceedings must be brought in a Canadian court or tribunal consistent with federal standards.

Account Termination

We may suspend or terminate service for breach of terms or as required by law. Notification will be sent to your registered email address.

Modifications

pyravontra reserves the right to change these terms at any time. Changes apply immediately upon posting. Continued use indicates acceptance.

Severability

If any term is held invalid, the remainder stays effective to the extent allowed by law.

Entire Agreement

This agreement, plus other published policies, forms the full contract between you and pyravontra, superseding prior discussions or understandings.

Terms Questions or Notices

For questions about these terms or to send notices, use the contact details below.